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More than three million people are injured in an auto accident in just a single year.



In reality nothing can make up for the emotional pain and suffering of sustaining an injury from a car accident, The good news is the funds from a car accident settlement can help to offset the financial burden..

However, even though you know you’re likely to be awarded a hefty settlement in the future, it doesn’t do much to help you pay your ever-growing bills right now.

Whether you need to pay for medical bills, car repairs, or even personal expenses that have piled up because you’ve been unable to work, you may be able to access the money from your pending car accident settlement immediately.

Want to learn more about car settlement loans/lawsuit advances so you can get access to the money when you need it the most? After all, you have no idea how long it’ll take for your case to be completed, and you can’t afford to wait months — let alone years.

Read on to learn everything you need to know about pre-settlement funding.

The Basics of Car Accident Pre-Settlement Loans



First, let’s make sure you understand the basic definition of pre-settlement funding.

In short, it allows you to borrow/get early access to the money that you’ll be awarded in the future when you’ve reached a settlement in your car accident case. You may also have heard them referred to as lawsuit cash advances or litigation funding.

The best part?

It doesn’t matter how large or small you expect your auto accident settlement to be — in most cases, you’ll still be able to borrow a proportionate amount of  money. Additionally, it often doesn’t matter how severe the injuries you sustained in your car accident actually are. Even with minor injuries, you may still be able to access some of your upcoming settlement funds early.

Essentially, you promise to pay your lender back for the money you borrowed once your settlement begins paying out. This means you can avoid having to make monthly payments because your loan is only repaid once you’ve reached your settlement.

You should look for a pre-settlement loan provider that only requires you to pay back your money in the event you do win your lawsuit/settle out of court. This preferred sort of Cash Advance is called a Non-recourse loan.

Now, let’s take a look at the top benefits of car accident settlement funding

Why You Should Borrow From Your Future Car Accident Settlement



Of course,auto accident  pre-settlement funding allows you to pay for care and necessities while you recover and seek treatment for injuries you sustained in your car accident.

In fact, in some cases, you may even be able to get access to your money in 24 hours or less.

But there are numerous other benefits as well.

First of all, you’ll be able to stop spending your time arguing with your insurance companies that consistently try to low-ball you and settle your case for pennies on the dollar.

Plus, when you have access to some of the money from your upcoming settlement, you’ll be able to hold out for a much larger payout from your insurance company.

Additionally, in many cases, pre-settlement loans are much easier to access than loans from your bank. What’s more, you can use the money from a car accident settlement loan in any way you’d like — which isn’t always the case with traditional bank loans.

This means you can pay for your :hard cost” legal fees, medical bills, credit card bills, rent or mortgage, or even pay for a vacation to help ease your stress.

Finally, know that lenders don’t base their decision about whether or not to give you the loan on things like your current credit score, your income level, or the amount of debt you currently have. Instead, they look solely at the validity of your case.



This is wonderful news for those with bad credit scores or high amounts of debt.

Applying for a Auto Accident Settlement Advance

In order to be eligible for settlement loans, you’ll need to meet a few basic requirements.

First of all, you need to have an active court case — but don’t worry, you can apply for the loan at any point while the case is still active.

Additionally, you won’t be able to represent yourself in court if you plan to apply for a settlement loan. Getting the right legal representation is a smart move anyway, as it can prevent you from making mistakes that jeopardize your case and will likely win you a larger settlement.

Remember that the other party must be held liable for the accident. After all, if you caused the accident, you won’t be getting any kind of a settlement.

Above all, you need to ensure that you’ve done your research when it comes to your lender. Make sure you read online reviews, ensure they can fund lawsuits in your state, and that you know what to look out for.

Any company that guarantees approval or claims you don’t need to have an active lawsuit or an attorney to qualify isn’t a legitimate one.

Want to be certain you’re working with a settlement lending company you can trust?



Are You Ready to Apply for Pre-Settlement Funding?

The bottom line is – You don’t have to wait around to get access to money from a pending auto accident settlement.

Instead, by applying for pre-settlement funding, you may be able to get the money you need to pay medical bills and other expenses in as little as 24 hours.

Are you ready to start the application process and learn more about what to expect from pre-settlement funding?



If so, then we’re ready to work with you.

All you need to do is begin the process. Financial relief in the middle of an auto accident lawsuit is possible. Let us help you to get it.

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Lawsuit Loans

     It may be a bit contrary to give you nine of the best lawsuit loan companies when we’re a top-tiered lawsuit loan company ourselves. But wants to provide you with the most detailed and accurate information as possible, so you find someone that best fits your lawsuit loan funding needs. The types of cases each lawsuit loan company provides pre-settlement cash can be varied and across different industries.

Also, each of the pre-settlement funding company may have different terms than the others. You already have enough on your plate dealing with your lawsuit. You’ve realized that recovery from your injuries has prevented you from going back to work, which has depleted your savings.

Since your lawsuit may be pending for the next few months, it’s so important to find out who the top nine best lawsuit loan companies are. It’s also important to know what each of them can provide you. Continue reading so you can find out which companies made the top nine list and what each of them provides until you find the one right for you.

The definition of a lawsuit loan is when you’re able to borrow money against the settlement or judgment you’ll receive from a filed lawsuit. Lawsuit loans are popular among plaintiffs who’ve lost income or incurred large medical bills due to the injury. There are some good questions to ask the lawsuit loan companies so you can go over your own targeted needs

Some of the questions include, but aren’t limited to:………..









  1. Find out the lawsuit loan companies’ interest rates or what is called funding fees. Bear in mind many lawsuit loan companies have to review the details and specifications in your case before they can give you their interest rates for the lawsuit loan.
  2. Some lawsuit loan companies have application fees, so its best to know upfront if they do. Remember, the lawsuit company has to go through your case information before they move forward, so there is a lot of upfront work is done.
  3. Find out if your lawsuit loan company compounds their interest on loans.
  4. Always confirm you’ll pay nothing to the lawsuit loan company if your lawsuit losses.

Most lawsuit loan companies want to help you while your lawsuit drags through the courts, but they can’t do that if they don’t have all the details of your lawsuit case, so it’s important to provide your attorney information and any documents that are needed.


The Best Lawsuit Loan Companies

When you need to get out of limbo and move forward with paying your bills, you may want to consider pre-settlement funding. Sometimes pre-settlement funding is called lawsuit loans. Pre-settlement funding gives you access to immediate funds, and you never have to repay the loan if you lose your lawsuit.

Selecting nine of the best lawsuit loan companies is difficult, but they’re listed below. They are not in any particular order, and all nine companies have equivalent attributes.


#1 – J.G. Wentworth Structured Settlements

J.G.Wentworth Structured Settlements is a top-tied lawsuit loan company that has given plaintiffs over eight billion dollars in future payments. Most of their plaintiff lawsuit loans are in medical malpractice, personal injury, or wrongful death settlements. These three types of lawsuits aren’t the only ones that can give you lawsuit loans, but they’re the most common.


#2 – LawCash911

LawCash911 was founded by the American Legal Finance Association (ALFA), which gives it top-tiered credibility. ALFA is a trade association that represents top consumer legal funding companies. LawCash911 provides many pre-settlement funding needs for plaintiffs from surgery funding to bundling their lawsuit advance refinancing needs.


#3 – Peachtree Financial Solutions

Peachtree Financial Solutions was acquired by J.G. Wentworth, but there’s enough difference in the two that it’s worth listing them with their independent locations and links. Peachtree has lawsuit loan interest rates that are based on the strength of your case. If your lawsuit is strong, you can be approved in about two days.


#4 – DRB Capital

DRB Capital will give you your pre-settlement money through an advance up to 20% of the money you’re anticipating from your lawsuit. They don’t offer pre-settlement funding to anyone who resides in Arizona, Arkansas, Maryland, Minnesota, Nevada, Washington D.C., or West Virginia. DRB uses there stellar experience to provide the structured pre-settlements you need.


#5 – US Claims

US Claims prides itself on providing the plaintiff with low fees and easy approval for all their lawsuit loan needs. They don’t do credit checks and claim to have no hidden fees. US Claims funds lawsuit loans for auto accidents, workplace injuries, premise accidents, medical malpractice, mass transit injuries and more.


#6 – Oasis Legal Finance

Oasis Legal Finance offers pre-settlement funding to personal injury or liability lawsuits. Oasis was founded by attorneys who saw a need amongst their clients for money to help them with medical bills and other living expenses that were accrued while waiting for lawsuit settlements. The attorneys wanted to make life livable for their clients and created Oasis as a way to help do that.


#7 – High Rise Financial

High Rise Financial sets the bar high with their professionalism combined with pre-settlement funding that has flexible terms. High Rise Financial believes you should have the ability to maximize your time while you wait for your lawsuit to be won. They work closely with your attorney in any way they can to ensure you get the best possible financial settlement.


#8 – Mayfield Settlement Funding

Mayfield Settlement Funding offers pre-settlement funding from $500 – $250,000 for injury settlement cases. The company is proud of their simple application process that gives you the same-day processing answers. They want you to have an attorney that believes in your case and works on your behalf.


#9 – Nova Legal Fund

Nova Legal Fund is the only pre-settlement funding company that operates on a sliding scale. That means the stronger your lawsuit is, the lower your interest rates for your lawsuit loan.


The Lawsuit Cash Advance You Need Is Waiting for You 

Now that you know the best lawsuit loan companies and what they each provide you with their nuanced differences. Bills wait for no one and time isn’t on your side with injury lawsuits because they do tend to move slowly but surely through the legal system. So we want you to feel free to reach out to us with your questions and we’ll help you keep pace with your bills. Marketplace

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How To Find The Best Lawsuit Loan Companies 

Pre-Settlement loans

Best Lawsuit Loan Company

Best Lawsuit Loan Company

Were you awarded money from an accident, Roundup case, or slip-and-fall lawsuit? The good news is that you will finally be getting money to pay for necessary expenses that have piled up since your injury. The bad news is that it can take a long time to get your money — you could be waiting for years.  If you need the money right now, a lawsuit loan can help. There are tons of companies that provide pre-settlement loans and not all of them are reputable. So, how do you find the best pre-settlement loan companies?  

Signs Of A Good Pre-Settlement Loan Company 

Here are some things to look for when choosing a lawsuit loan company. 

# 1 Online Presence  

The first step in finding the best lawsuit loan companies is to check out their online presence. The goal is to make sure they are legitimate. Do they have a website and a Facebook page? Does their website look professional? Do the links work?  Is the site trusted? Check out the companies Facebook page. Do they have links back to their website? If the company has no online presence other than a brand-new website, it pays to be skeptical. 

Lawsuit Loans Customer Service


#2 Exceptional Customer Service 

Customer service is extremely important when it comes to finding the best lawsuit loan companies. A good way to gauge customer service is to look at current reviews. Check out testimonials by previous customers. What do customers say about this company? Legitimate companies will have lots of reviews from satisfied customers. Scammers, on the other hand, will set up websites quickly and have few or no reviews. 

#3 Upfront Answers 

The best pre-settlement loan companies give you answers. When you call the company, they should answer all of your questions satisfactorily. They should be frank about the requirements for a pre-settlement loan. If the company is vague or you feel rushed to make a decision without having enough information, then it is best to choose another lawsuit loan company. 


Best Pre Settlement Loan Companies

Best Pre Settlement Loan Companies

#4 Multi-Channel Support 

Choose a company that offers multi-channel support, meaning multiple ways to get in contact with them. Examples of multi-channel support include website forms, email, social chat, and telephone. Companies that offer multi-channel support make it easier to for you to exchange information. You might want to call and talk to customer service representatives if you have specific questions about the loan process. Email support may work best when you need to send documents in to support your application. Multi-channel support ensures that you can do all of those things without a fuss. 

#5 A Wealth Of Resources 

The best pre-settlement loan companies offer a ton of self-service resources to help you learn about pre-settlement loans. They should create and share articles, blog posts, FAQ pages, videos, and more to answer all of your questions. Reputable companies want you to make an informed decision about a pre-settlement loan. They want you to fully understand how lawsuit loans work. This is why they provide this information. Less reputable companies don’t want customers to be informed. So they only provide the basics.  

#6 Online Application 

The best pre-settlement loan companies allow you to start the application process online. It shows that the company values your time. You may still have to talk to someone over the phone or via email, but starting the process online makes it easier and quicker to get started. Filling out a form online speeds up the process significantly. 

#7 Quick Approval

24hr Lawsuit Loan Approvals

24hr Lawsuit Loan Approvals

If you’ve filed a personal injury lawsuit, then you probably need the money quickly. You may be off work and bills are piling up quickly.

You need the cash now to pay your rent, utilities or mortgage payments. You shouldn’t have to wait weeks to get your money. Good lawsuit loan companies should be able to approve your application in a timely manner.  The best lawsuit loan companies offer 24-hour approval. 

#8 Free Application 

You should never have to pay a fee upfront to apply for a pre-settlement loan. Reputable lawsuit loan companies do not require you to pay a penny before you receive your pre-settlement funding. If you come across a lawsuit loan company that demands a fee up front for processing, walk away fast. The company could be a scammer hoping to make a quick buck. 

#9 Risk-Free Funding

Best Lawsuit Loan Companies

Best Lawsuit Loan Companies

Trustworthy lawsuit loan companies offer “non-recourse funding,” which means that you won’t be required to pay back money if you lose your case. If a pre-settlement loan company tells you that you will need to repay the money if you don’t win your case, you should be wary. They could be trying to take advantage of you. 

Things To Watch Out For

Here are some red flags to look out for when choosing a lawsuit loan company. 


  • Guaranteed approval – There’s no such thing as guaranteed pre-settlement lending. It is the case that counts. Reputable lawsuit loan companies examine each case carefully before making a decision. So, if you are offered guaranteed approval, be cautious. It could be a scam. 
  • No attorney needed – Legitimate lawsuit loan companies require that you be working with an attorney before you apply. Avoid any lawsuit pre-settlement lender that tells you that you can get a lawsuit loan without a lawyer. 
  • Offers a loan with no case – In order to get pre-settlement lending, you must have a case currently in court. The loan amount is based on your expected settlement. Therefore, you can’t get funding if you don’t have an active case. Any company that says that you can get funding without a case is likely operating some kind of scam. 
Pre Settlement Lawsuit Loans

Pre Settlement Lawsuit Loans

The Bottom Line 

When you’re waiting for money from a personal injury or some different type of lawsuit, a Lawsuit Cash Advance Loan can provide you with the cash that you need to cover your bills and other expenses. But, you must do your homework to ensure that you are dealing with an honest company. 

At Lawsuit Cash 911, we have helped many people get pre-settlement cash quickly. Check out our many reviews or contact us to Get The Best Lawsuit Loan Company for your settlement funds.



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best pre settlement loan companies

Every year, Americans file more than 16 million lawsuits.

If you’ve filed a lawsuit recently, you know that it can take a while before you actually get the money you’re owed, even if you win your case.Let’s talk aboit the best pre settlement loan companies.

Do you need money to tide you over until you receive your settlement? If so, then a pre-settlement loan, also known as a lawsuit loan, could be a good option.

Before you apply for a pre-settlement loan, it’s important to make sure you’re working with a credible lender.

Listed below are some tips that will help you find the best pre-settlement loan companies for your needs.

Why Apply for a Pre-Settlement Loan?

There are many benefits that come with applying for a pre-settlement loan. Some of the greatest benefits include:

Get Money to Tide You Over

The main reason people apply for pre-settlement loans is that they need money to carry them through and help them meet financial obligations.

Lawsuits are expensive, and the bills don’t stop coming just because you’re in the middle of one. You need to keep the lights on, and you still need to be able to buy groceries and put gas in the car.

A pre-settlement loan can be a godsend to folks who are struggling to make ends meet. This is especially true of people who are in the middle of a personal injury lawsuit and might not be able to work.

Make Time for Negotiation

When your financial needs are met, you have more bandwidth to focus on other things. That includes winning your case.

Once you’ve received your pre-settlement loan and can relax a bit about financial matters, you might be able to spend more time working with your lawyer to negotiate a fair settlement.

You won’t be forced to take a less-than-ideal settlement offer just because you’re desperate for cash.

Only Repay if You Win (Non Recourse Loans)

In many cases, you only have to pay back your pre-settlement loan if you win your case. This is known as non-recourse funding, and it makes taking out a pre-settlement loan a virtually risk-free option.

Finding the Best Pre-Settlement Loan Companies

Clearly, there are lots of reasons to take out a pre-settlement loan. If you want to experience these benefits, though, you’ll need to make sure you’re working with the right pre-settlement loan company.

Here are some tips that will help you make the best decision for yourself and your financial needs:

Read Loan Terms Carefully

Before you agree to work with any pre-settlement lender, be sure to read the terms of their loan agreement carefully. Read the contract from top to bottom before you sign anything. If anything seems amiss, address if before you sign or talk it over with your lawyer.

Look for a Fast Application Process

Look for a lender who can turn your application around quickly. Ideally, they’ll let you know if you’ve been approved within 24 hours. If a lender makes you jump through a ton of hoops before giving you the funding you need, they might be a shady operation.

Look for Low Rates

As with any type of loan, the lower the interest rate, the better. Nobody wants to have to pay more than is absolutely necessary when they’re repaying their loan.

Most pre-settlement lenders charge interest rates around 3.5 percent. If the lender you’re considering is asking more than this, that can be a red flag.

Be sure to ask about the fixed monthly interest rate before you sign any agreements.

Consider Interest Types

Be sure to ask about the interest type, too.

Some lenders use simple interest (it’s based on the principle of the loan). Others use compound interest (you’re charged on the amount of interest that builds up over time).

Both are viable options, but it’s good to find out what type of interest you’ll be charged before you agree to anything.

Broker vs. Direct Settlement

It’s best to get your pre-settlement loan from a direct settlement lender. Sometimes, people apply for pre-settlement loans through a broker, who then puts them in contact with a lender. This can draw out the application process and cause you to have to wait longer to get the money you need.

Ask About Non-Recourse Funding

If non-recourse funding is important to you, be sure to ask about it when you reach out to a particular lender. They’ll be able to let you know right away if they offer it.

Read Reviews of All the Best Pre Settlement Loan Companies

Read online reviews for a lender before you decide whether or not you want to work with them. Check to see if the lender has testimonials available on their site, but look at third-party review sites as well.

Steer clear of lenders that have lots of negative reviews (or no reviews at all) online. You should also avoid lenders who have complaints against them from the Better Business Bureau.

Make Sure They Fund Your State

Finally, make sure that the lender you’re considering is legally allowed to offer pre-settlement funding in your state.

Every state has different pre-settlement lending laws. Steer clear of lenders that aren’t in compliance with your state’s laws — that’s a major red flag.

Getting Approved

In order to get approved for a pre-settlement loan, you’ll need to meet some basic requirements, including the following:

  • Be involved in a valid lawsuit
  • Have a lawyer working on your behalf
  • Have approval from your lawyer for pre-settlement funding

As long as you meet these minimum requirements, there’s a good chance that your application will be approved.

Get a Pre-Settlement Loan Today

Now that you know more about pre-settlement loans and what you can do to find the best pre-settlement loan companies, it’s time to begin your search.

There are lots of pre settlement loan companies out there, but they’re definitely not all created equal.



If you’re looking for a reputable pre-settlement loan company that will get you the money you need within 24 hours of your application being accepted, we’re here for you at Lawsuit Cash 911.

Contact us today to fill out our online pre-settlement loan application. We’ll get back to you right away and let you know whether you’ve been approved!

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